diff --git a/clippy_lints/src/dereference.rs b/clippy_lints/src/dereference.rs
index 8c7cf7748be1..a90f894a7b19 100644
--- a/clippy_lints/src/dereference.rs
+++ b/clippy_lints/src/dereference.rs
@@ -1028,9 +1028,10 @@ fn report<'tcx>(cx: &LateContext<'tcx>, expr: &'tcx Expr<'_>, state: State, data
             let mut app = Applicability::MachineApplicable;
             let (snip, snip_is_macro) = snippet_with_context(cx, expr.span, data.span.ctxt(), "..", &mut app);
             span_lint_hir_and_then(cx, NEEDLESS_BORROW, data.hir_id, data.span, state.msg, |diag| {
+                let calls_field = matches!(expr.kind, ExprKind::Field(..)) && matches!(data.position, Position::Callee);
                 let sugg = if !snip_is_macro
-                    && expr.precedence().order() < data.position.precedence()
                     && !has_enclosing_paren(&snip)
+                    && (expr.precedence().order() < data.position.precedence() || calls_field)
                 {
                     format!("({})", snip)
                 } else {
diff --git a/tests/ui/needless_borrow.fixed b/tests/ui/needless_borrow.fixed
index 09afe2ddbbf6..bfd2725ecaaa 100644
--- a/tests/ui/needless_borrow.fixed
+++ b/tests/ui/needless_borrow.fixed
@@ -158,3 +158,28 @@ fn check_expect_suppression() {
     #[expect(clippy::needless_borrow)]
     let _ = x(&&a);
 }
+
+#[allow(dead_code)]
+mod issue9160 {
+    pub struct S<F> {
+        f: F,
+    }
+
+    impl<T, F> S<F>
+    where
+        F: Fn() -> T,
+    {
+        fn calls_field(&self) -> T {
+            (self.f)()
+        }
+    }
+
+    impl<T, F> S<F>
+    where
+        F: FnMut() -> T,
+    {
+        fn calls_mut_field(&mut self) -> T {
+            (self.f)()
+        }
+    }
+}
diff --git a/tests/ui/needless_borrow.rs b/tests/ui/needless_borrow.rs
index 3ae4722a1f89..c457d8c54718 100644
--- a/tests/ui/needless_borrow.rs
+++ b/tests/ui/needless_borrow.rs
@@ -158,3 +158,28 @@ fn check_expect_suppression() {
     #[expect(clippy::needless_borrow)]
     let _ = x(&&a);
 }
+
+#[allow(dead_code)]
+mod issue9160 {
+    pub struct S<F> {
+        f: F,
+    }
+
+    impl<T, F> S<F>
+    where
+        F: Fn() -> T,
+    {
+        fn calls_field(&self) -> T {
+            (&self.f)()
+        }
+    }
+
+    impl<T, F> S<F>
+    where
+        F: FnMut() -> T,
+    {
+        fn calls_mut_field(&mut self) -> T {
+            (&mut self.f)()
+        }
+    }
+}
diff --git a/tests/ui/needless_borrow.stderr b/tests/ui/needless_borrow.stderr
index 8a2e2b989590..66588689d818 100644
--- a/tests/ui/needless_borrow.stderr
+++ b/tests/ui/needless_borrow.stderr
@@ -120,5 +120,17 @@ error: this expression creates a reference which is immediately dereferenced by
 LL |     (&&5).foo();
    |     ^^^^^ help: change this to: `(&5)`
 
-error: aborting due to 20 previous errors
+error: this expression borrows a value the compiler would automatically borrow
+  --> $DIR/needless_borrow.rs:173:13
+   |
+LL |             (&self.f)()
+   |             ^^^^^^^^^ help: change this to: `(self.f)`
+
+error: this expression borrows a value the compiler would automatically borrow
+  --> $DIR/needless_borrow.rs:182:13
+   |
+LL |             (&mut self.f)()
+   |             ^^^^^^^^^^^^^ help: change this to: `(self.f)`
+
+error: aborting due to 22 previous errors