don't change eagerness for struct literal syntax with significant drop
Fixes the bug reported by `@ju1ius` in https://github.com/rust-lang/rust-clippy/issues/9427#issuecomment-1878428001.
`eager_or_lazy` already understands to suppress eagerness changes when the expression type has a significant drop impl, but only for initialization of tuple structs or unit structs. This changes it to also avoid changing it for `Self { .. }` and `TypeWithDrop { .. }`
changelog: [`unnecessary_lazy_eval`]: don't suggest changing eagerness for struct literal syntax when type has a significant drop impl
5d57ba86a8